I was kinda shocked and confused when he said he desired only 5 percent, below the condition which it had been riskfree.

I told him buy bonds, but that wont do. Wont do either.

So what exactly are my choices? I dont have the state of the art triangular arbitrage available. I guess I can buy baskets and get interests.

So if I made like 300% yield with all the 100k, I can keep the 295% and 5 percent would go to him. . .wth ???